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IRA Disclosure Image

IRA Disclosure

Rate Information - Your interest rate and annual percentage yield may change.

Frequency of Rate Changes - We may change the interest rate on your account at any time.

Determination of Rate - At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency - Interest will be compounded every quarter. Interest will be credited to your account every quarter.

Daily Balance Computation Method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposit - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Transaction Limitations - Deposits, withdrawals, and transfers from an Individual Retirement account to another account  or to third parties are subject to IRS rules and regulations governing IRAs.

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